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Own Occupation (Own Occ)
Under this definition, an insured will be considered disabled only if he or she is unable to perform the duties of his or her occupation.
Social Security and Social Security Disability Insurance (SSDI)
Monthly cash benefit administered by the federal Social Security Administration (SSA) to retired or disabled workers and their qualified dependents. Beneficiaries must be 62 years of age or older, or disabled, and have enough work "credits" to be qualified.
Mental disorder
In DSM-III, a mental disorder is conceptualized as a clinically significant behavioral or psychologic syndrome or pattern that occurs in an individual and that typically is associated with either a painful symptom (distress) or impairment in one or more important areas of functioning (disability).
CDB
Childhood Disability Benefits. Title II benefit category for disabled adult children of deceased, retired or disabled parents. Disability must have begun prior to age 22.
Representative Payee
Individual appointed by the Social Security Administration (SSA) to manage the cash benefits of a recipient of SSI or Social Security benefits, or both.
Family and Medical Leave Act
The Family and Medical Leave Act of 1993 To grant family and temporary medical leave under certain circumstances
Unincurred Business Expenses
Self-employment business support given to you by someone else without cost. If you are self-employed, we deduct unincurred business expenses from earnings when we determine SGA.
AEA
acquired eleptiform aphasia (Landau-Kleffner syndrome)
Supplemental Security Income (SSI):
A cash benefit authorized by Title 16 of the federal Social Security Act. Eligibility and benefits are administered by the federal Social Security Administration at field offices throughout each state.
Blind Work Expenses (SSI)
If you are blind, when we determine your SSI eligibility and payment amount we do not count any earned income that you use to meet expenses in earning the income.
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